What is your credit score?

Credit Score Estimator

Calculate your current credit score, future credit score changes, and do a simple credit check — for free.

When was the last negative item on your credit report? Examples
  • • Bankruptcy
  • • Judgment
  • • Tax lien
  • • Foreclosure
  • • Settlement
  • • Charge-Off
  • • 
  • Serious late payment (90+ days late) or currently late payment (any account that is currently past due)
These records expire from your credit report after 7-10 years. If you're not sure, you should check your credit report.
07+ yrs.

How many of the following accounts (open and closed) do you have listed on your credit report? If you're not sure, estimate the number of accounts that you have.
Credit Cards:
  Auto Loans:
Student Loans:
Retail Finance: A finance account is a loan usually given "in-store" for furniture, electronics or other retail products.
Other Loans:
Add up all the credit limits on your open credit cards: You can find your credit limits on your credit card statements or can guess the approximate range.

Add up all the most recent statement balances on your credit card accounts: Your statement balance is the amount that appears on your credit card bill at the end of the month, not necessarily the debt balance you carry over.

How many times have you applied for credit in the last 6 months? This includes applications for auto loans, mortgages and credit cards.

When did you first open your oldest active credit or loan account? This should be your oldest credit card or loan account that is currently open and appears on your credit report.
010+ yrs.